Educational analytics only — not investment advice or trading signals. Read disclaimer.

Choose a preset profile to pre-fill common expenses:

Subtotal: ₹0
Subtotal: ₹0
Total Monthly Expenses
₹0
₹0/year
Fixed Expenses: ₹0
Variable Expenses: ₹0

● Needs: ₹0
● Wants: ₹0

This calculator helps you understand your monthly spending. Click "Use in Financial Plan" to transfer your total expenses to the main journey planner.

💡 Tips for Accurate Expense Tracking

Track for 2-3 Months

Review your bank statements and UPI transactions over multiple months to get an accurate average.

Include Annual Costs

Insurance premiums, subscriptions paid annually? Divide by 12 and add to Fixed Expenses.

Be Realistic

Include all spending, not just "ideal" amounts. Accurate data leads to better financial planning.