Monthly Expense Calculator
Track your Fixed and Variable expenses to understand your monthly budget
Choose a preset profile to pre-fill common expenses:
Fixed Expenses
Recurring, predictable monthly costs
Variable Expenses
Fluctuating monthly costs
Tips for Accurate Expense Tracking
Track for 2-3 Months
Review your bank statements and UPI transactions over multiple months to get an accurate average.
Include Annual Costs
Insurance premiums, subscriptions paid annually? Divide by 12 and add to Fixed Expenses.
Be Realistic
Include all spending, not just "ideal" amounts. Accurate data leads to better financial planning.
Use this estimate in a household plan
Presets are starting examples, not a recommendation for how much your household should spend. Check actual bills, annual costs and irregular spending. Avoid counting an EMI both as an expense and again as a loan payment.
Review calculation assumptions and sources · Read the financial planning guide
Bring my goals into a free plan