Ayush Nigam, founder of Data Based Investments

Ayush founded Data Based Investments, the business behind StratLab. DBI’s published biography describes five years in bancassurance and financial-product distribution, including branch-management experience in the ICICI Group.

Background and credentials

DBI lists NISM V-A certification for mutual-fund distribution and an MBA from IMT Ghaziabad. It identifies the business as an AMFI-registered mutual-fund distributor, ARN-352793. These details are attributed to DBI’s own biography, consulted on 16 September 2026.

What that means for StratLab

StratLab provides free tools and educational explanations for planning household goals. DBI offers an optional conversation for people who want help understanding their plan. DBI describes itself as a mutual-fund distributor and explicitly states that it is not a SEBI Registered Investment Adviser. See DBI’s disclosures.

Public worked examples are published by Databased Investments using stated assumptions and StratLab’s calculation methods. Each example explains its scope and provides its inputs and results so you can inspect the calculation.

Contact

For questions or corrections: ayush@databasedinvestments.com. For a personal discussion, request a DBI review and choose your contact and plan-sharing permissions.

Read the worked planning examples · Inspect calculation assumptions